Aetna Dental Savings Plans- the Best Kept Secret in the Dental Industry

 

In the realm of dental care, the Aetna Dental Savings Plans stand out as a well-kept secret, offering an affordable and superior alternative to traditional PPO dental insurance. These plans are designed to provide significant savings on a wide range of dental procedures without the complexities and high costs associated with conventional insurance.

Understanding Aetna Dental Savings Plans

Aetna offers two primary dental savings plans: the Aetna Vital Savings℠ and the Aetna Vital Savings℠ Plus. Both plans grant members access to substantial discounts on dental services at a vast network of participating dentists nationwide.

• Aetna Vital Savings℠: Members typically enjoy 15-50% savings per visit on dental procedures at over 213,000 available dental locations across the country.
• Aetna Vital Savings℠ Plus: This plan provides participants with the same savings as the Aetna Vital Savings Plan, but also includes a pharmacy savings benefit as well.

Advantages Over PPO Dental Insurance

When comparing Aetna Dental Savings Plans to PPO dental insurance, several key benefits emerge:

1. Cost-Effectiveness: Dental savings plans typically require a lower annual fee compared to the monthly premiums of PPO insurance plans. For instance, individual plans can start at $159.95 per year, equating to approximately $13.33 per month.
2. No Annual Limits: Unlike PPO insurance, which often imposes annual maximums on coverage, dental savings plans do not have spending caps. This means members can utilize their discounts for multiple procedures without worrying about exceeding coverage limits.
3. Immediate Activation: Dental savings plans can be activated quickly, typically within 1-3 days, allowing members to start saving on dental procedures without the waiting periods commonly associated with insurance plans.
4. No Health Restrictions: These plans do not have exclusions based on pre-existing conditions, ensuring that all members receive the same level of discounts regardless of their dental health history.
5. Extensive Network of Dentists: Members have access to a broad network of participating dentists, ensuring flexibility and convenience in choosing dental care providers.

Conclusion

Aetna Dental Savings Plans available offer a cost-effective and flexible alternative to traditional PPO dental insurance. With substantial discounts, no annual limits, and immediate activation, these plans provide an excellent solution for individuals and families seeking affordable dental care without the constraints of conventional insurance.  Morning Star Insurance is a strong advocate for the Aetna Vital Savings Plans- click here to learn more about it and start saving today!