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Ensuring Proper Insurance Coverage for Properties Held in a Trust
Placing property in a trust is a strategic move for both estate planning and asset protection. Whether it’s a residential home or a commercial property, holding real estate in a trust helps manage ownership, protect beneficiaries, and avoid probate. However, one critical detail that property owners often overlook is ensuring that the insurance policy…
Read MoreQuestions To Consider For an Insurance Checkup
Research indicates that millions of U.S. households own insurance policies that are seriously out-of-date. As a result, the following questions should be asked. If the answer to one or more of these questions is yes, then you should contact your insurance agent as soon as possible so your insurance policies can be appropriately updated.…
Read More6 HOME RENOVATIONS THAT CAN AFFECT YOUR INSURANCE
6 HOME RENOVATIONS THAT CAN AFFECT YOUR INSURANCE If you’re planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even help you qualify for a discount. We cover…
Read MoreTop 5 Reasons Why Consumers Should Use an Insurance Broker
Top 5 Reasons Why Consumers Should Use an Insurance Broker Consumers generally think they benefit when they buy insurance direct, but is it true? To find out, one group of researchers asked people what matters to them when buying insurance, and in turn the research panel used those criteria to evaluate the differences between…
Read MoreRethinking Your Stance on Earthquake Coverage
Only 17% of California’s homeowners have Earthquake insurance. Are the rest in denial–or making a rational choice? Some financial planners suggest the latter. They say that the majority of California homeowners are opting out after weighing the relatively remote chance of a temblor destroying their homes against the high cost of today’s earthquake coverage. But…
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